How to Set Up Stripe Payments on Your WooCommerce Store (Step by Step)

Looking to integrate Stripe into your WooCommerce store?

Stripe is a popular online payment gateway—and for good reason! It’s secure, supports multiple payment options, and works with various currencies worldwide.

Plus, it makes the checkout process quick and easy for customers, which can really boost the payment experience on your WooCommerce site.

In this guide, we’ll walk you through each step of integrating Stripe with WooCommerce. No coding skills are needed, so you’ll have Stripe integrated in no time.

Let’s dive in and set up your WooCommerce store for smooth, secure payments!

An Overview of Stripe

Stripe is a versatile payment platform designed to help businesses handle online and mobile payments smoothly.

With Stripe, you can accept payments through various methods, from credit and debit cards to mobile wallets like Apple Pay and Google Pay. 

It’s built to be flexible, serving small shops and large eCommerce businesses alike.

What makes Stripe stand out? It supports multiple payment types and local payment options. This way, you can easily cater to a global audience without hassle. 

However, here are the payment methods Stipe supports:

• all the major Credit and Debit Cards: Visa, Mastercard, American Express, and more.
• Express checkout: Apple Pay, Google Pay, and similar digital wallets for seamless transactions.
• Local payment methods: Local options like SEPA and iDEAL, allow you to offer more familiar payment choices to international customers.
• Buy now, pay later methods: BNPL options such as Klarna, Afterpay, Affirm, etc., give customers added flexibility.

Also, Stripe’s support for over 135 currencies and built-in security features have made it a favorite for eCommerce stores, subscription services, and more.

WooCommerce users, in particular, love how easily it integrates and improves checkout.

Does WooCommerce Integrate with Stripe by Default?

By default, WooCommerce does not integrate with Stripe directly. However, you can use FunnelKit Pay to integrate Stripe into your WooCommerce store seamlessly.

Here’s how it works:

• WooCommerce core functionality: The core WooCommerce plugin supports basic payment gateways like PayPal and direct bank transfer, but Stripe integration requires a third-party solution.
• FunnelKit Pay for Stripe Integration: FunnelKit Pay is a powerful tool designed to help you integrate Stripe with WooCommerce. It offers features like:
  • Easy credit and debit card payments
  • Support for digital wallets like Apple Pay and Google Pay
  • Enhanced security and SCA (Strong Customer Authentication) compliance
  • Fast and user-friendly setup process
• Installation and use: You can install FunnelKit Pay on your WooCommerce store to enable Stripe integration quickly and efficiently.

While WooCommerce doesn’t include Stripe integration by default, FunnelKit Pay makes it incredibly easy to integrate and start accepting Stripe payments in your store. 

Benefits of Using Stripe in WooCommerce  Store

Integrating Stripe into your WooCommerce store offers multiple benefits that go beyond just processing payments.

Stripe handled almost $30B payments in 2021 for WooCommerce store

From making payments more accessible for customers worldwide to simplifying how you manage your business’s finances.

Here’s a look at some of the top benefits that make Stripe a go-to choice for online stores:

1. Global payment flexibility

Stripe makes it easy to accept payments from all over the world. It supports over 135 currencies and diverse payment options for different regions.

Whether it’s credit cards, digital wallets like Apple Pay, or local payment methods, Stripe lets your customers pay however they prefer, which can mean more sales for you.

2. Seamless integration with WooCommerce

Stripe plugs right into WooCommerce, so setting it up is a breeze—even if you’re not a tech whiz. This smooth integration means you’ll be up and running quickly, and your customers will have a secure, reliable payment option that works perfectly with your WooCommerce store.

3. Easy subscription and recurring billing options

If you offer subscriptions or memberships, Stripe makes managing recurring payments super simple. It automates the billing process, so you don’t have to chase payments every month.

Customers get a hassle-free experience, and you get a steady income stream without extra effort.

4. Instant payouts and easy reconciliation

Need access to your earnings quickly? Stripe offers instant payouts for eligible businesses, so you don’t have to wait long to see your payments.

Plus, Stripe’s clear transaction records make all the details a lot easier. It also saves you time on accounting and keeping your finances organized.

5. Detailed reporting and analytics

Stripe’s built-in analytics give you an inside look at how your business is doing. You can track sales trends, understand customer behavior, and make decisions based on real data. These insights help you improve the checkout experience and highlight new ways to grow your store.

6. Multi-currency support for international sales

Stripe enables you to accept payments in multiple currencies, which is ideal if you have a global customer base. Customers can see prices in their local currency and pay without any hassle. Thus, it makes international transactions easier and boosts sales potential for your WooCommerce store.

7. Streamlined payment methods for a global audience

Stripe supports a wide range of payment options, including credit cards, digital wallets, and even local payment methods. It makes it easy for customers worldwide to pay in a way that’s comfortable for them. This flexibility helps you reach a broader audience and increase conversions globally.

8. Detailed analytics and performance tracking

Stripe’s analytics give you a behind-the-scenes look at how your checkout process is performing. You’ll get insights into customer behavior, sales trends, and other key metrics. Plus, it allows you to make data-driven tweaks to improve the checkout experience and maximize sales.

Using Stripe with WooCommerce doesn’t just handle payments—it gives you tools to increase sales, improve security, and get better insights into your business’s performance.

All in all, Stripe goes beyond processing payments—it helps you streamline your store, keep customers happy, and manage financial matters easily.

How to Integrate Stripe with WooCommerce in 5 Simple Steps?

Now we’re going to show you how you can easily integrate Stripe with your WooCommerce store.

We will use FunnelKit Pay to integrate Stripe with WooCommerce. 

FunnelKit Pay is the ultimate payment and subscription solution for integrating Stripe with WooCommerce. More than 17,000+ users trust this plugin to offer different Stripe gateways on their WooCommerce store.

This plugin seamlessly integrates WooCommerce with Stripe, allowing for effortless onboarding with automatic Stripe key syncing and webhook integration. You can access all Stripe payment methods, including Visa, BNPL options like Klarna, and local gateways like iDEAL and SEPA.

Step 1:  Install and activate the FunnelKit Pay

First, you need to install and activate the FunnelKit Pay.

For instance, you need to navigate to your WordPress site’s plugin page, search for “FunnelKit Pay,” and install it.

After installing and activating the plugin, it will be listed on the plugin page. Since we have already activated the plugin, it’s showing here.

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Step 2: Connect and configure your Stripe account

Now click on “Settings,” and you’ll be taken to the general settings page to connect to your Stripe account.

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Now, click on the “Connect with Stripe”.

Next, you’ll need to connect your store with Stripe. To do so, you need to provide your valid email address here. Then hit the “Submit” button.

Enter your password. Again, hit the “Submit” button.

Then, you’ll need to verify your account with Stripe. For instance, you’ll get a verification step to complete. Once you’re done, you can see your account here. Choose and click on the “Connect” button.

Here’s a guide that you can use to check out how to create an account with Stripe.

Next, switch on the toggle to activate all credit card (Stripe) options. This enables your customers to pay using major credit and debit cards.

After that, click “Save and Continue” to apply the changes.

You’ll need to create a webhook now. Simply click on Setup Webhook Now, and the Stripe Gateway for WooCommerce by FunnelKit will handle the setup automatically.

To enable Express Checkout (Google and Apple Pay), toggle the button and click Confirm to save your changes.

Finally, select the mode—either Test or Live—and save your settings.

Note: It’s recommended to start with Test Mode to ensure everything is working smoothly before going live.

By clicking Save and Review Settings, Stripe will be integrated with your WooCommerce store.

Once complete, you’ll be redirected back to your WordPress dashboard.

Step 3: Enable credit card payments

In the Credit Cards section, you have options to customize the following settings:

1. Enable Stripe gateway: Must check this box to activate Stripe as a payment option.
2. Title & Description: Customize how Stripe appears to customers at checkout (e.g., “Credit Card (Stripe)” and “Pay with your credit card via Stripe”).
3. Charge type: Choose how payments are processed, such as “Charge” and authorize for immediate transactions.
4. Saved cards: Enable this to allow returning customers to use saved cards for faster checkouts.
5. Credit card form style: Choose the design of the credit card input form, such as Standard or Enhanced options.
6. Allowed card brands: Select which card types (e.g., Visa, MasterCard) you want to accept.

After making your choices, click Save Changes to apply these settings. This completes the setup of Stripe’s credit card payment options in WooCommerce.

Step 4: Enable express checkout options

1. Enable express checkout: Toggle on to activate.
2. Show button on: Choose where the express checkout button appears (Product, Cart, or Checkout page).
3. Button text: Customize the button text (e.g., “Pay with”).
4. Button theme: Select the button’s appearance (e.g., Dark or Light).

After configuring, click Test Visibility to check if the buttons display correctly.

In the Product Page Options section, you can adjust the following settings: 

• Button position: Where do you want to position the button; Above Add to Cart, Below Add to Cart, and Inline Button.
• Separator text: Specify the button with separator text. In this case, we used OR to separate it so you can identify the express checkout button.

In the Cart page options, you can define the separator text displayed on the cart page.

• Cart page options:
  • Separator text: On the Cart page, enter text (e.g., “OR”) to appear between standard checkout and express checkout options.

For Checkout page options, you can customize the following settings:

• Checkout page options:
  • Button position: Choose where the express checkout button will appear, such as “Above checkout form.”
  • Title: Customize the label for the button, like “Express Checkout.”
  • Button width: Set the button’s width as a percentage (e.g., 50 for half-width).
  • Alignment: Choose the button’s alignment, such as “Center.”
  • Separator text: Specify a separator word (e.g., “OR”) to appear before the express checkout option.

Once configured, click Save Changes to apply these settings. This will allow for a more tailored express checkout experience on your store’s Cart and Checkout pages.

With FunnelKit Pay, you can seamlessly offer Google Pay and Apple Pay as inline payment methods, just like other options in your WooCommerce store.

This ensures a smooth and unified checkout experience for your customers.

Step 5: Enable local payments (additional)

If you’d like to enable local payment options in your store, this plugin makes it easy.

For example, if you want to set up the iDEAL payment method on your site, configure the following settings:

• Enable/Disable: Check this box to activate Stripe iDEAL as a payment option on your store.
• Title: Set the name for this payment option as it will appear to customers (e.g., “iDEAL”).
• Description: Add a short message, such as “You will be redirected to iDEAL,” to inform customers about the payment process.
• Selling location(s): Choose where to offer this payment method. To restrict availability, select “Sell to specific countries.”
• Sell to specific countries: Specify the countries where iDEAL will be available. In this example, iDEAL is set for Bangladesh and the Netherlands.

After configuring these settings, click Save Changes to apply them. This setup allows you to offer iDEAL payments to customers in selected regions.

Similarly, you can configure other local payment options such as Bancontact, P24, and SEPA to suit your store’s needs.

If you want, you can even set up and offer buy now pay later (BNPL) methods in your store.

Test Stripe Payments on Your WooCommerce Store

To test the payment process with FunnelKit Pay, first enable test mode in the admin settings.

It ensures the test payment options are visible only to you as the admin, and customers won’t see them during checkout.

This feature allows you to verify the setup, test transactions, and ensure everything works smoothly before going live.

Now, when your customers visit the checkout page, they will see all the activated payment options, including Stripe.

Well, this covers everything on integrating Stripe with WooCommerce.

Troubleshooting Common Stripe and WooCommerce Issues

When integrating Stripe with WooCommerce, users may occasionally encounter some common issues that can disrupt the checkout process. 

To help you resolve these quickly, we’ve compiled a list of the five most common problems and their troubleshooting steps.

1. API Key Errors
If you’re seeing “Invalid API Key” errors, double-check that your Stripe API keys are correctly entered in WooCommerce settings. Ensure you’re using the correct keys for the environment (Test or Live).

2. Webhook issues
Sometimes, webhooks fail to connect or send updates. Make sure your webhook URL in Stripe matches WooCommerce’s webhook settings, and check that the required webhook events are enabled in Stripe.

3. Payment declined errors
Customers might encounter “Payment Declined” messages due to reasons such as insufficient funds, incorrect card details, or fraud detection.

The system will automatically notify them of the issue and may suggest actions like using a different payment method or contacting their bank.

You can further assist by providing clear instructions on retrying with another method or contacting your support team if needed.

4. The express checkout button is not visible
If the Apple Pay or Google Pay buttons aren’t showing up, verify that Express Checkout is enabled in the WooCommerce Stripe settings and test visibility to ensure compatibility with your browser and device.

5. Currency mismatch issues
Stripe and WooCommerce need to use the same currency. If there’s a mismatch, update WooCommerce to match Stripe’s currency settings in both the Stripe dashboard and WooCommerce currency options.

These are some common issues that you may encounter while using Stripe. But there are always some solutions to get the issue resolved. 

Below we discussed some additional tips to overcome the issues!

5 Additional Tips for Optimizing Stripe Payments

To get the most out of Stripe on your WooCommerce store, consider these additional tips to improve the checkout experience, increase conversions, and streamline your payment process:

• Enable Stripe’s test mode for smooth setup

Before going live, enable Stripe’s Test Mode to ensure everything is functioning correctly. Run a few test transactions to verify that payment methods work smoothly and that you’re receiving the proper notifications. This minimizes errors once your store is fully live.

• Customize the checkout page for a better user experience

A clean, user-friendly checkout page can significantly reduce cart abandonment. With FunnelKit Builder, you can create a highly customized and streamlined checkout process tailored to your WooCommerce store.

Add your logo, choose a color scheme that matches your branding, and remove unnecessary fields—all with an intuitive drag-and-drop builder. A branded and simplified checkout enhances trust, improves the overall customer experience, and boosts conversions.

• Set Up Webhooks for Real-Time Transaction Update

Webhooks allow Stripe to send real-time updates to your WooCommerce store about transaction statuses, refunds, and more. Setting up webhooks ensures that your store’s payment records are always up-to-date, providing accurate order tracking and smoother order management.

• Enable 3D Secure for Added Security

Enabling 3D Secure adds an extra layer of protection, requiring customers to complete an additional verification step for certain transactions. This helps prevent fraudulent charges, enhances security, and can also build customer trust by showing that their security is a priority.

• Take Advantage of Stripe’s analytics and reporting

Dive into Stripe’s analytics to monitor sales trends, popular payment methods, and customer purchasing patterns. Use this data to make informed decisions, whether it’s offering additional payment options or identifying peak sales times. Optimizing your payment process based on these insights can improve your store’s overall performance.

• Use inline express checkout

Leverage inline express checkout options, such as Google Pay and Apple Pay, to streamline the checkout process while maintaining all the required fields for essential customer data.

This approach speeds up the payment process, enhances customer convenience, and ensures you collect the necessary information to complete the order efficiently.

By following these tips, you can make your Stripe integration work harder for your WooCommerce store, providing a secure, efficient, and user-friendly payment experience for your customers.

Wrapping Up: Ready to Get Started with Stripe and WooCommerce Today?

Stripe is a popular choice for a payment gateway because it’s secure and super easy to use.

With FunnelKit Pay, Integrating Stripe with WooCommerce is even simpler—it reduces a lot of manual work. 

No need for copying API keys or setting up webhooks manually; this plugin handles it for you.

We’ve laid out a straightforward guide to help you integrate Stripe with WooCommerce, making it easy to add various payment options to your store.

Whether you sell physical products or digital downloads, Stripe is a great way to enhance your customers’ shopping experience.

Ready to get started with WooCommerce Stripe integration?